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The feeling of retirement is like no other. Now that you don’t have to commute to work, it may be time to consider adjusting your auto insurance. Your policy should reflect the way you drive on a daily basis. During retirement, that may mean different habits to take intoimage of older man in car consideration. Here’s what to think about in your new phase of life.

Are You Driving Very Little?

Some people find they don’t drive much at all during retirement. When you were working, your 45-minute commute took up a lot of your day. Now, you may not go anywhere for a couple of days.

From a car insurance standpoint, a significant drop in your vehicle usage is important to report to your agent. In some cases, this could mean lower insurance rates. If you are driving under 12,000 miles per year, this may even mean a low-mileage policy. Talk to your agent about how much you are driving.

New Discounts and Savings Options

If you are over the age of 60, you may qualify for discounts on your auto insurance policy. Be sure to ask your agent about this. If you are an AARP member, for example, this could help you to save a bit of money on your insurance coverage. That is well worth learning about as a newly retired individual.

Are You Taking to the Road More?

Perhaps you are planning to do some sightseeing now that you have more time. In this case, you may be driving more than you were. This could mean the need to adjust your car insurance coverage to match your new needs.

Are You Buying a New Vehicle?

It could be that sports car you have thought about buying for the last 10 years. You may, on the other hand, be ready for the RV to take you on those tours. When you are thinking about new vehicle purchases, talk to your agent about what you can expect to pay. This can give you an idea of how to budget for your new investment.

Your life is changing. Your auto insurance should change with you. A quick call to your agent at 208-664-6000 is all it takes to get your policy back on track to match your needs. This could be one of the best decisions you make for yourself and your new budget as well.

Also Read: Changing Your Driving Habits as You Get Older

Posted 11:19 AM

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