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Full Armor Insurance Services Blog: insurance

View the latest blog posts from Full Armor Insurance Services.

Have you heard you need to have full auto insurance? The term full coverage does not relate to a specific type of policy. Rather, it applies to the type of perils for which your policy provides protection. Why is this important? Most car owners should consider the value of full car insurance. READ MORE >>

You may hear more about pay per mile auto insurance. It is a somewhat newer type of car insurance some insurers are offering. This is not new coverage. Rather, it is a new pricing method. In some situations, it is ideal. It can help to reduce how much money many people pay for their coverage. How does it work? READ MORE >>

Teens are new drivers. They lack necessary skill and experience behind the wheel. Everyone has to learn, but the process requires some extra effort today. This is why many state governments put restrictions on teen drivers. If you are a parent, you should know what these laws are and why they matter. READ MORE >>

Who is at fault in an accident? The answer to this depends on where you are driving. Some states are at-fault states. Others are no-fault states. It is important for you to understand the differences here. It could impact who is responsible for the financial damages to a vehicle. READ MORE >>

A crack in the driveway can be a problem for many homeowners. It not only can be an eyesore, but it also can create a dangerous situation. For example, guests could trip on the cracked concrete. Or the crack could cause your tires to deflate. As a property owner, you need to make repairs to the driveway. READ MORE >>

Deciding to buy life insurance isn't difficult. Knowing how much coverage you need can be a bit more challenging, however. A helpful rule of thumb, which many people follow, is to buy eight to ten times your annual income in coverage. For a person earning $50,000 a year, this means they need a $500,000 to $600,000 policy. READ MORE >>

Retirement doesn’t mean you have to stop being active. In fact, it means you have a lot more time to get out and enjoy life. Still, lifestyle changes beckon. Many of them have to do with the fact that you’re getting a bit older.  One of the habits you’ll likely need to adjust is your driving. READ MORE >>

Business changes. If you’re expanding, changing your company structure or are chasing new goals, you should know how a business’s legal entity status affects your business insurance policy.  Changed Processes and New Policies In general, changing your business’s legal status, entity-wise, can affect your insurance. READ MORE >>

Do I need life insurance? is an age old question, but the answer isn't clear for some. Do you have a mortgage or other debt? Does someone count on you for regular ongoing support? If you answered yes to any of these, you need life insurance. But for some people, you need to ask more questions to get a clear answer to this question. READ MORE >>

Many people put off buying life insurance because of the fear that if they buy a policy, they increase their chances of dying. You probably know the joke, there are only two certainties in life: death and taxes. It's going to happen some day, regardless of if you have insurance. Therefore, get the coverage you need today. READ MORE >>

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