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Full Armor Insurance Services Blog: life insurance

View the latest blog posts from Full Armor Insurance Services.

A beneficiary is an individual you assign to receive the proceeds from a life insurance policy. What does this mean? Life insurance pays a death benefit at the time of your death. The policy names a specific person to receive those funds. You choose who this is. But, who you  select needs to be a personal decision you make wisely. READ MORE >>

Deciding to buy life insurance isn't difficult. Knowing how much coverage you need can be a bit more challenging, however. A helpful rule of thumb, which many people follow, is to buy eight to ten times your annual income in coverage. For a person earning $50,000 a year, this means they need a $500,000 to $600,000 policy. READ MORE >>

Do I need life insurance? is an age old question, but the answer isn't clear for some. Do you have a mortgage or other debt? Does someone count on you for regular ongoing support? If you answered yes to any of these, you need life insurance. But for some people, you need to ask more questions to get a clear answer to this question. READ MORE >>

Many people put off buying life insurance because of the fear that if they buy a policy, they increase their chances of dying. You probably know the joke, there are only two certainties in life: death and taxes. It's going to happen some day, regardless of if you have insurance. Therefore, get the coverage you need today. READ MORE >>

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