Friday, June 8, 2018Who is at fault in an accident? The answer to this depends on where you are driving. Some states are at-fault states. Others are no-fault states. It is important for you to understand the differences here. It could impact who is responsible for the financial damages to a vehicle. READ MORE >>
Monday, May 14, 2018A crack in the driveway can be a problem for many homeowners. It not only can be an eyesore, but it also can create a dangerous situation. For example, guests could trip on the cracked concrete. Or the crack could cause your tires to deflate. As a property owner, you need to make repairs to the driveway. READ MORE >>
Wednesday, April 11, 2018 Deciding to buy life insurance isn't difficult. Knowing how much coverage you need can be a bit more challenging, however. A helpful rule of thumb, which many people follow, is to buy eight to ten times your annual income in coverage. For a person earning $50,000 a year, this means they need a $500,000 to $600,000 policy. READ MORE >>
Friday, March 9, 2018Retirement doesn’t mean you have to stop being active. In fact, it means you have a lot more time to get out and enjoy life. Still, lifestyle changes beckon. Many of them have to do with the fact that you’re getting a bit older. One of the habits you’ll likely need to adjust is your driving. READ MORE >>
Thursday, February 8, 2018Business changes. If you’re expanding, changing your company structure or are chasing new goals, you should know how a business’s legal entity status affects your business insurance policy. Changed Processes and New Policies In general, changing your business’s legal status, entity-wise, can affect your insurance. READ MORE >>
Tuesday, January 16, 2018Do I need life insurance? is an age old question, but the answer isn't clear for some. Do you have a mortgage or other debt? Does someone count on you for regular ongoing support? If you answered yes to any of these, you need life insurance. But for some people, you need to ask more questions to get a clear answer to this question. READ MORE >>
Monday, December 11, 2017Many people put off buying life insurance because of the fear that if they buy a policy, they increase their chances of dying. You probably know the joke, there are only two certainties in life: death and taxes. It's going to happen some day, regardless of if you have insurance. Therefore, get the coverage you need today. READ MORE >>
Tuesday, October 31, 2017Buying a vehicle is an exciting opportunity. Before you can roll off the lot, though, you need to have the right type and amount of auto insurance in place. It's important to know what your insurance requirements are. Do this before you buy a new car. You don't want to rush this decision. READ MORE >>
Friday, September 8, 2017When a non-profit hires, those employees bring risks into the business. They may face damage risks to their person, or pose damage risks to other people or their property. Non-profits must comprehensively analyze all levels of employees, and then insure them accordingly. What Employees Need Insurance Coverage? READ MORE >>
Tuesday, August 8, 2017Churches serve important spiritual and relief needs to Boise, Coeur d'Alene and Eastern Washington and Utah communities. Often, churches operate as non-profits. However, this does not mean that they don’t have business expenses. Management of a church often requires the same business acumen of other institutions. READ MORE >>
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